Also Serving the Cities of Tacoma, Auburn, Sumner, Fife, Fort Lewis, Silverdal, Milton, Port Orchard, Fircrest, Gig Harbor, and
Lakewood Washington
At Vern Fonk Insurance, we are the specialists for all general insurance policies including auto insurance, home and condo insurance, property insurance and SR22 insurance in Olympia Washington.
Our home insurance policies in Olympia Washington can offer you coverage for the following:
Fire and lightning
Wind and hail
Ice or snow structure damage
Smoke damage
Falling objects
Freezing damage
Theft
Vandalism
Accidental overflow from plumbing
Accidental electrical damage to appliances
Damage by vehicle
We are also auto insurance specialists in Olympia Washington! No matter if your driving record is perfect or you are high risk, we can offer you the best coverage at rates and plans you can afford!
We have many offices to serve you! Vern Fonk Insurance in Olympia Washington is a second generation family owned business that specializes in auto insurance in Olympia for people with tickets and/or accidents. We also issue home and condo insurance for your residential or commercial property.
Whether you are a perfect driver looking for cheap auto insurance, high risk driver required to carry SR 22 insurance, or looking to acquire property insurance, Vern Fonk Insurance can meet all of your insurance needs. We are committed to helping you find an insurance policy that fits your lifestyle and budget. We provide low down payment options and flexibility in selecting a payment schedule. Call today for a quote and see how we can beat the rates and service of other insurance carriers.
Money saving tips for property insurance:
Raise your deductible
The deductible is the amount of money you have to pay toward a loss before your insurance kicks in. Just make sure you can afford to pay the higher deductible if something should happen.
Buy your home and auto policies from the same company.
Vern Fonk offers a discount if you buy both homeowners and auto coverage from us!
Improve security and safety.
Deadbolt locks, burglar alarms and smoke detectors are items that Vern Fonk Insurance offers discounts for if installed on your home.
Senior discounts.
Insurance companies have found that retired people stay at home more and spot fires sooner than working people. Older people also have more time for maintaining their homes. If you're at least 55 years old and retired, you might qualify for a discount of as much as 10%.
Stay with an insurer.
If you've kept your coverage with our company for several years, you may receive special consideration.
Check your policy annually.
You want your policy to currently reflect the value of your home and the belongings inside. If you review your policy every year, you will be able to make the necessary adjustments. If, for example, you just sold a valuable painting, you won't need the same amount of coverage. But if you added a garage, you'll need to increase your coverage.
Check your credit rating.
Occasionally we may need to check your credit and base your policy on the information we find. Make sure your credit is in good shape.
Get replacement-cost coverage.
Actual-cash-value coverage reimburses you for the cost of your property at the time of the claim, minus the deductible. This can result in a lower claim payout than you expect. If your TV is worth $500, for example, that's all you'd get to buy a new one. Replacement-cost coverage will reimburse the full value of an item based on the cost of purchasing a new one. The up front cost is greater, but you are more likely to receive accurate compensation for your possessions.
Remember To
"Honk When You Drive By Vern Fonk!"
General Insurance
Property - Mobile Home
SR22 - High Risk
Accident Coverage
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